In Massachusetts, car owners are required to maintain policies that provide at least minimum coverage for the following types of losses: There are many types of auto insurance available. How much you receive will depend on the type of coverage available to provide compensation, who bears responsibility for the accident, and most crucially, the severity of your injuries. In most cases, any money you receive for your losses in a car accident will come from someone’s insurance policy. Know Your Massachusetts Auto Insurance Coverage We offer a free consultation about your legal options and can help with how to file a car accident insurance claim. We urge you to contact the Boston law firm of Kelly & Associates Injury Lawyers for assistance with any car accident in the Greater Boston area. Below, we will explain how insurance works and what you should do after a car accident in the Boston area and rather you can file a car accident lawsuit in Boston. Massachusetts insurance law can be confusing. In almost all cases, you will be at a disadvantage unless you have an experienced car accident lawyer advocating on your behalf. This includes a determination as to whether you bear more than 50 percent of the responsibility for the accident.Īssigning each driver’s share of fault is partly a judgment call that may be affected by negotiating with the insurance company, a hearing before the Massachusetts Division of Insurance, or by taking the insurance company to court. You also need to report the accident to police and your insurance agency.Īny insurance settlement you may receive from your insurer or another driver’s insurer will be affected by the insurer’s decision as to who is at fault. If you or someone else has been injured, obtaining medical care should be your top priority. The aftermath of a serious car accident can be a confusing time.
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